Privacy & Cookie Policies

• Credit Fix Central (from now on referred to as “we,” “us”), which runs the Website creditfixcentral.com, maintains transparency in how we collect and use the data of all visitors. Below outlines our careful treatment of our readers’ personal information and how non-identifiable data are collected and reporting work.

How We Collect What Information

• Whenever you access or visit our Website or register with Credit Fix Central, you agree to the terms and conditions for collecting, retaining and using your personal information as outlined in our Privacy Policy.
• We cannot and will not collect any identifiable information from the details you provide us without your explicit consent. 

In particular, here is the information that we collect:

1. Personally identifiable (PI) information (i.e., name, address, contact details, email address, tax ID, etc.) that you voluntarily submit when you create an account;
2. Personal information you provide when you take part in our surveys or research processes;
3. Personal information you provide when you submit a review;
4. Non-PI information (i.e., IP address and zip code) captured when you use automated means; 
5. Our customer service may ask for your contact information when you submit a query regarding our services; You may be prompted to provide other information related to your concern(s) to help us assist you better.

Rest assured that these pieces of information are gathered and used internally to improve customer experience and will never be shared publicly.

How We Use the Information

The following are the specific ways in which we utilize the data we collect from you:

• For the creation of your account with Credit Fix Central and provision of customized content;
• For sending seasonal promotional materials (i.e., newsletters and promotional emails) when you sign up for that particular service, and upon your consent (which you can withdraw anytime you wish to);
• For developing new features and innovative services, as well as improving our Website to enrich your online experience;
• For responding to service requests that you may have on our Website;
• For us to communicate with you any website issues, such as data crashes and logs, when these occur and are successfully fixed.

When and With Whom We Share Information

We strive to protect your information by using every precautionary measure that is within our actual control. Your information is never shared, sold, rented, or distributed to any third parties, except in these specific cases:

• If we suspect you of any foul play or fraudulent activities
• If you display any form of harmful behavior on the Website
• When a relevant law-enforcement agency or regulatory body requires the information in question
• When the information in question is required to protect our rights and property at Credit Fix Central
• When displaying reviews or testimonials that may include your name (if the review is not anonymous), title, company, and other information that you have provided
• In addition to everything mentioned above, we here at Credit Fix Central take extensive safety measures to prevent your data from falling into the hands of third parties.

External Link Disclaimer

• Credit Fix Central is not accountable for any harm that may arise from visiting other websites linked to or referenced on our Website.
• As we have no control or influence over the content of all linked sites, we cannot wholeheartedly vouch for them in full.
• Our responsibility to your data only extends to the duration and usage of the Website alone. Thus, we are not responsible for protecting your personal data if you leave our Website through external links. 

Third-Party Services

• Analytics Providers: To understand better how you use our services and Website as a whole, we reserve the right to use third-party analytics providers. The information collected automatically will be made known to and used by these service providers. (See our Cookie Policy)
• Links: Our Website also includes third-party links. However, our security policies do not apply to them; hence, we are not responsible for the content featured on the links.

How We Maintain Security of Personal Information

• We strictly implement standard security measures and protocols to protect your personal information against unauthorized activities. We also use up-to-date security features available and conduct regular audits of our security systems.
• Although we are doing our best to maintain security at the highest level, we cannot guarantee that errors, break-ins, and tampering of websites, databases, and electronic communications will never happen. As such, we will not be held liable for the occurrence of those events. 

Changes to the Policy

• Our Privacy Policy is subject to changes from time to time. You shall be notified adequately regarding any changes made to the policy. Your continued use of our Website means you agree with the updated policy. Otherwise, you may discontinue using our services.

International Users

• CreditFixCentral.com and its services are hosted in the United States and subject to the laws of the United States. Therefore, your information may be transferred to, processed, and stored in the US even if you use the Website outside the United States. You will be held responsible for compliance with local laws if you access the Website outside the US.